Smart Living Terms and Conditions

Predetermined Themes: Floorplans, design options and colour themes must be followed when purchasing a Smart Living home from Porter Davis. No alterations are allowed. Building on your own land: This is subject to a site and soil survey, therefore fixed pricing does not apply in this instance. If design options are selected, you will need to confirm that your land is suitable and note that additional build times and costs apply. Some estate guidelines/covenants may require external upgrade treatments that may incur additional costs to the client. For further clarification on this, please speak to your sales consultant. Smart Living builds are available in Porter Davis build zones 1&2  only.  Porter Davis will assess the suitability to build the chosen Smart Living home on your block and reserves the right of refusal to proceed, based on our internal assessment. Please speak to your sales consultant. Floorplans: All Smart Living floorplans are based on one façade type. Sizes may vary slightly subject to the façade selected, please refer to working the drawings for actual measurements.  Colour Themes: Your chosen theme Classic, Contemporary, Designer or Resort will be applied to the exterior and interior of your home. In some rare instances, estate guidelines may require a colour/material change. As estate covenants must be adhered to, an estate approved colour/material from the same builder’s category selection will be substituted by Porter Davis. Where a selected pack involves a colour theme selection, e.g. Luxe, Kitchen, Blind and Hebel packs; the predetermined colours will be applied in your selected theme to the interior and exterior of your new home. Homes must have matching exterior and interior themes. Images: All Smart Living house images are artist impressions only, they are not to scale and include external Luxe Pack items (Front & Garage Doors).  Please speak to a sales consultant to view the working drawings. Landscaping and fencing is not included by Porter Davis. Hebel option (instead of Brick) is available at an additional cost. Please speak to your sales consultant. For First Home Buyers wanting details about the First Home Owner grant, please visit http://www.sro.vic.gov.au/first-home-owner
Effective 20.01.18

Advantage Terms and Conditions

Package price is based on standard house, facade and builder’s preferred siting. Pricing may vary due to actual land availability. Porter Davis reserves the right to change prices without notice. Fixed price packages are subject to developer’s design review panel for final approval. First Home Buyer price less First Home Owner Grant subject to SRO eligibility criteria. Photos for illustration purposes only and include examples of upgrade options, such as render. Guaranteed site start subject to land title & finance availability. 28/32 weeks completion based on single storey Advantage construction. Build times include variations. Rent maximum $250.00 per week. Geographic zones apply. BAL cost inclusion is subject to a 12.5 rating and is based on the standard house and specification. Should client variations alter the requirements, to achieve compliance Porter Davis will debit or credit the client at the contract appointment. Effective: 28/08/2018

Savings Calculator

Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as an indication only. Actual figures may change based on varying factors including calendar days in each month and any rounding. These figures also assume the interest rate and cost of living will stay the same during the selected time period. This calculator is not intended to be relied on for the purposes of making future financial product decisions. We recommend you speak to our finance team to find out what rates are currently available

Weekly repayments

The repayment figures are based on 95% lending (incl mortgage insurance) with an interest rate of 4.10% on a 30 year loan term (principal and interest repayments) as at 09.08.2018 and is subject to change without notice. It does not take into consideration serviceability or living expense requirements. This document cannot be used as a pre-qualification or estimate of a clients financial position without further reasonable enquiry made into the clients individual circumstances by a qualified broker. SRB Financial Services Pty Ltd (Trading as Choice Home Loans) ACN 091 829 408. Credit Representative Number 396684.